Here are the benefits of tenant insurance:
You are automatically protected by liability insurance.
This insurance covers the amount you may have to pay if you are responsible for unintentional damage to a person or property equipment.
For example, imagine if the bill:
Your personal property is also insured.
Think of your laptop, your textbook, your clothes, etc.
If they were stolen, vandalized or destroyed by fire, the guarantee replacement value of your insurance would allow you to replace them with new property of identical kind and quality.